Many people think that if they have some form of auto insurance for all vehicles that they drive, that’s enough to cover them in the event of any type of accident, theft, or collision. Contrary to popular belief, however, this is not the case in some situations.
There are some instances in which you must have different types of auto insurance to cover your vehicle. Namely, if you are driving a car, truck, or any other form of vehicle for your business, you need to have what’s called commercial auto insurance.
What is commercial auto insurance?
Commercial auto insurance is essentially the same as typical personal auto insurance. The main difference is that it covers your business vehicles.
Let’s say that you make your own furniture. When someone buys a table from you, you deliver it to their home and collect payment. If this is the case, you’ll need to drive a large truck to deliver the table, which means you’re driving a vehicle for your business. Even if you only end up delivering your furniture ever once in a while, you still need to have commercial auto insurance for your truck. That’s because if you were to get in an accident when delivering furniture in your truck, your personal auto insurance would not cover the damages.
Contact Citywide United Insurance Services Today
El Centro, CA residents who are on the lookout for auto insurance should contact Citywide United Insurance Services for assistance. One of our agents would be happy to sit down with any resident of El Centro, CA to discuss the myriad of auto insurance coverage options available. To start with, stop by our nearest location or give us a call. We look forward to hearing from you!