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Citywide United Insurance Services

1000 Broadway St, El Centro, CA 92243

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Flood Insurance in California

Did you know that the most lethal and costly natural disaster in the United States is flooding? Approximately 7 million Californians reside in flood risk zones. Over the years, the residents have depended on NFIP. At Citywide United Insurance Services in El Centro, CA, we propose to reduce the losses caused by floods.

Flood Coverage Insurance

We understand that flooding can be caused by an inland overflow or tidal. Our flood insurance policies cover losses resulting from such overflows. The water sources could be from heavy rains or even liquid mud. Recently, flood waters almost resulted in a catastrophe when they endangered to top Oroville Dam.

When will you require Flood Coverage

Flood insurance is paramount if you rent or own California property in a low lying area. Such areas include floodplains, lakes, beaches, or close proximity to rivers. When applying for a mortgage in such areas, it might be a requirement for you to have the insurance coverage. In fact, most of the flood policies in the United States are sold to home buyers in such regions. We can provide this protection for you.

Properties Not Covered

The flood insurance coverage does not include all properties, if you have a building constructed over water or underground, the protection does not apply. Others include roads, vehicles, and undeveloped land. It is also worth mentioning that the premiums vary from one property to another. Our professional and friendly agents will guide you through the options available to you.

Unlike federal disaster assistance, our flood insurance coverage protects you from incurring the cost of repairs and reconstruction without the loan aspect.

Other Important Information on Flood Insurance

  • 30-day free period
  • In case of floods, inform insurer immediately and file proof of loss within 60 days.
  • Valuable items and money lost are not covered.

Please visit or call Citywide United Insurance Services in El Centro, CA for more information. You can also use our online rating tool for home and auto insurance services.

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Servicing these States

  • California
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